On Thursday, Congress passed the GENIUS Act, the CLARITY Act, and the Anti-CBDC Surveillance State Act, cementing cryptocurrencies into the financial system. They will have major implications for our spending habits, our portfolios, and even our financial freedom. So, let’s unpack these one by one. 
Then we’ll look at why I’m still wildly bullish on Bitcoin.

Why is an obscure mining company suddenly one of the hottest stocks on Wall Street? Because it’s the only fully integrated American producer of rare earth elements. It’s also the company that the Trump Administration has chosen to break China’s monopoly on these critical metals. So, today, let’s dive into why rare earth miners have become the new Wall Street darlings.

To the naked eye, the movement of stocks can seem random. When you use computers to analyze the stock market, a different picture emerges. Certain stocks have a history of going up on specific calendar dates—year after year—through bull and bear markets, manias, panics, wars, and pandemics. By buying on seasonally favorable “Green Days,” you increase the odds of success when you’re buying socks. 

June inflation numbers came in hotter than expected and the trend is north bound. Unfortunately, this is only a preview of what’s to come…

We got a new slew of tariffs over the weekend. President Trump announced 30% tariffs on goods from the European Union and Mexico. They’re scheduled to take effect on August 1. This adds to the 50% tariffs on goods from Brazil… 35% on goods from Canada… and probably a few others I’m forgetting about. So, how much of this is real? How much of it is a President Trump negotiating tactic? Most important, what effects will it have on the economy and on our wealth?

Our government spends as much on interest for its existing debts than it does for Medicare… and more than what it spends on the military. Every dollar spent on interest is a dollar not available to spend elsewhere. It also comes directly out of our pockets, given that our tax payments are what covers the interest. And it chips away at future growth. Where does all of this lead?